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Digital Products – Terms of Use

Effective Date: July 29, 2026 Provider: Your Content Empire, Victoria, British Columbia, Canada (“Your Content Empire,” “we,” “us,” or “our”)

Thank you for purchasing from Your Content Empire. These Terms of Use (“Terms”) apply to every digital product we sell. They're written to be clear and fair to both of us, and they set out what you're buying, how you receive it, and the rules for using it. Please read them before you buy (purchasing means you agree to them).


1. Agreement to Terms

By purchasing, downloading, or accessing any digital product from Your Content Empire, you confirm that you have read, understood, and agree to be legally bound by these Terms. If you do not agree with any part of these Terms, please do not complete your purchase.

These Terms apply in addition to any product-specific instructions provided at the point of sale or inside the product itself. If there is a direct conflict, the product-specific instructions control for that product only.


2. Products Covered by These Terms

These Terms apply to all of our digital products, which are delivered electronically and are available for immediate access after purchase. This includes, without limitation: digital courses and mini-courses, workshops and recorded trainings, templates, workbooks, worksheets, checklists, swipe files, scripts, guides, toolkits, planners, resource libraries, and any other downloadable or online-access digital content we offer (each, a “Product,” and together, the “Products”).

Every Product is a digital good. Nothing physical is shipped to you.


3. Digital Delivery and Access

Instant delivery. Our Products are delivered instantly and automatically after your payment is processed. Depending on the Product, you will receive access by email (containing a download link or login details) and/or by being granted access inside our course or membership platform. Access instructions are typically delivered within minutes of purchase.

Your email address. It is your responsibility to provide a valid, correctly spelled email address at checkout and to make sure our messages can reach you. If you don't see your delivery email within a few minutes, please check your spam, promotions, and junk folders before contacting us. We are not responsible for delivery failures caused by an incorrect email address, a full inbox, or your email provider's filtering.

Technical requirements. Accessing our Products requires a reliable internet connection and, depending on the Product, standard software such as a current web browser, a PDF reader, or common document or spreadsheet software. It is your responsibility to have the equipment and software needed to open and use the Product. We do not guarantee compatibility with every device, browser, or third-party application.

Duration of access. Unless a specific Product clearly states otherwise, downloadable Products are yours to keep once downloaded, and platform-hosted Products are provided for your use for as long as we reasonably continue to host that Product. We may migrate, update, or retire hosted Products over time; where a Product is being retired, we will use reasonable efforts to give you notice and an opportunity to download any materials you are entitled to keep. “Lifetime access,” where offered, refers to the lifetime of the Product and the platform hosting it, not an indefinite guarantee.

Support. Our Products are self-guided and low-touch by design. Any support we provide is limited to helping you access or download the Product; it does not include personalized coaching, consulting, feedback, or implementation help unless that is expressly part of the Product you purchased.


4. No Refund Policy

All sales are final. Because our Products are digital and delivered instantly, you receive immediate and full access to the Product's content the moment your purchase is complete. This access cannot be returned or undone. For this reason, all purchases are non-refundable and no refunds, credits, or exchanges will be provided under any circumstances once your purchase is complete regardless of whether you download, open, view, complete, or use the Product, and regardless of your later satisfaction with it.

By purchasing, you acknowledge that you are buying a digital good with immediate access, you consent to receiving that immediate access, and you understand and agree that you are waiving any right to a refund, cooling-off period, or cancellation that might otherwise apply to a digital purchase.

We encourage you to review the full description of any Product, and to ask us any questions, before you buy, so you can be confident it's the right fit.


5. Payment Terms

Currency and processing. Unless stated otherwise at checkout, prices are listed and charged in U.S. Dollars (USD). Payments are processed through third-party payment processors, and by purchasing you also agree to the applicable processor's terms. You are responsible for any bank fees, currency-conversion charges, or taxes that apply to your purchase.

Payment plans. Where a Product is offered on a payment plan, you authorize us (through our payment processor) to automatically charge your chosen payment method for each installment on the scheduled dates until the full price is paid. Choosing a payment plan does not change the No Refund Policy above: you remain responsible for the full purchase price, and access is granted on the basis of your commitment to complete all payments.

Failed or late payments. If a scheduled payment fails, we may retry the charge and/or suspend your access to the Product until the balance is brought current. You remain responsible for the full amount owed, along with any fees we incur as a result of the failed payment.

Chargebacks. Because our Products are delivered instantly and are non-refundable, initiating a chargeback or payment dispute in place of contacting us first is a breach of these Terms. If you have any issue with a purchase or with accessing a Product, please contact us and we will do our best to help. We reserve the right to dispute any illegitimate chargeback, to provide our payment processor with a copy of these Terms and evidence of delivery and access, and to revoke access to the Product and any other Products associated with your account.


6. Intellectual Property and License

Ownership. All Products and everything in them including frameworks, methods, text, templates, worksheets, graphics, recordings, and other materials (collectively, “Product Materials”) are the exclusive property of Your Content Empire and are protected by copyright, trademark, and other intellectual property laws. Purchasing a Product does not transfer ownership of any Product Materials to you.

Your license. When you purchase a Product, we grant you a limited, revocable, non-transferable, non-exclusive license to access and use that Product's Materials for your own personal or internal business use.

You may: use the Product Materials to inform and support your own business or projects; customize any editable template or worksheet with your own information for your own use; and keep a copy for your personal reference where the Product allows downloading.

You may not: share, sell, sublicense, rent, distribute, or give away the Product or your access to it; share your login credentials or download links with anyone else; reproduce or publish the Product Materials (in whole or in substantial part) as your own; incorporate our frameworks, templates, or materials into products, programs, or services that you sell or distribute; or use the Product Materials to create a competing or substantially similar product. Any such use immediately terminates your license and may result in loss of access without refund, in addition to any other remedies available to us.

Feedback and testimonials. If you voluntarily share a review, testimonial, result, or other feedback about a Product, you grant us a non-exclusive, royalty-free license to use and share it (attributed as you provided it) for marketing purposes. This is optional, and we will only use feedback you choose to give us.


7. Disclaimer and Limitation of Liability

Educational and informational only. Our Products are provided for educational and informational purposes only. They reflect our own experience, methods, and opinions, and are not legal, financial, tax, accounting, medical, or other professional advice. You should consult a qualified professional before acting on anything in a Product where professional advice is appropriate.

No guarantees. We do not and cannot guarantee any particular result, income, growth, or outcome from using our Products. Your results depend on many factors outside our control, including your own effort, skill, circumstances, market conditions, and how you apply the material. Any examples, case studies, or results referenced are illustrative and are not a promise or guarantee that you will achieve the same.

Assumption of risk. You are solely responsible for the decisions you make and the actions you take (or don't take) based on our Products. You use them at your own risk.

“As is.” Our Products are provided “as is” and “as available,” without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, or non-infringement, to the fullest extent permitted by law.

Limitation of liability. To the fullest extent permitted by law, in no event will Your Content Empire, or anyone acting on our behalf, be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits or lost data, arising out of or related to your purchase or use of a Product. In all cases, our total aggregate liability to you for any and all claims arising out of or related to a Product will not exceed the amount you actually paid us for that Product.

Technology disclaimer. We rely on third-party platforms and tools to host, deliver, and process our Products. We are not responsible for interruptions, errors, downtime, or losses caused by those third parties, by the internet generally, or by your own equipment or software.


8. Your Responsibilities

By purchasing, you confirm that you are at least the age of majority in your jurisdiction (or have the consent of a parent or guardian), that the information you provide at checkout is accurate, and that you will use the Products lawfully and in accordance with these Terms. You are responsible for keeping your account credentials secure and for all activity that occurs under your access.


9. Dispute Resolution and Governing Law

Governing law. These Terms and any dispute arising from them or from your purchase or use of a Product are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable there, without regard to conflict-of-laws principles.

Contact us first. If you have a concern, please contact us first. Most issues can be resolved quickly and informally, and we ask that you give us the chance to make things right before taking any formal action.

Binding arbitration. Any dispute that cannot be resolved informally will be resolved by final and binding arbitration administered in Victoria, British Columbia, in accordance with applicable Canadian arbitration rules, rather than in court, except that either party may seek relief in a small-claims court for disputes within that court's jurisdiction. Each party is responsible for its own costs of arbitration unless the arbitrator decides otherwise.

Class-action waiver. To the fullest extent permitted by law, any dispute will be resolved on an individual basis only, and you agree not to bring or participate in any class, collective, or representative action.

Time limit. Any claim arising out of or related to a Product must be brought within one (1) year after the claim arises, or it is permanently barred, to the extent permitted by law.


10. General Provisions

Entire agreement. These Terms, together with any product-specific terms presented at purchase, are the entire agreement between you and Your Content Empire regarding the Products, and they replace any prior understanding on that subject.

Modifications. We may update these Terms from time to time. The version in effect at the time of your purchase governs that purchase. Changes take effect when posted, and continuing to purchase or access Products after a change means you accept the updated Terms.

Severability. If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect, and the unenforceable provision will be modified to the least extent necessary to make it enforceable.

No waiver. Our failure to enforce any provision of these Terms is not a waiver of our right to enforce it later.

Assignment. You may not assign or transfer these Terms or your access to any Product. We may assign our rights and obligations under these Terms, including in connection with a sale or transfer of our business.


11. Contact Information

If you have any questions about these Terms, need help accessing a Product, or want to make sure a Product is right for you before purchasing, please reach out:

Your Content Empire Victoria, British Columbia, Canada Email: [insert your support email]


12. Acknowledgment

By purchasing, downloading, or accessing any Product, you acknowledge that you have read and understood these Terms of Use, that you agree to be bound by them, and that you understand our Products are digital, delivered instantly, and non-refundable.